The Smarter Way to Buy a Home

Buying with Chabi comes down to four steps: meet with our team, find your home, conduct showings with our team, and close the deal. Getting a mortgage pre-approval before you start searching tells you your budget, and closing the deal covers your offer and everything after it until you get your keys.

Using a realtor is your decision, and the main reason to use one is that a buyer's agent works for you rather than for the seller. Under the Real Estate Council of Alberta's rules, an agent representing a buyer must promote the buyer's interests, owe the buyer duties of loyalty and confidentiality, help negotiate favourable terms and conditions, and keep the buyer fully informed of the progress of the purchase. Buying with Chabi also comes with cashback of up to 50% of the buyer-side commission, agreed per client based on the service provided.

Yes, if you want a brokerage to represent you. RECA's rules require a licensee who takes you on as a residential client to enter into a written service agreement with you, so the buyer representation agreement is the contract you sign before representation begins. It sets out the services, the compensation and who pays it, how long the agreement lasts, and how either side can end it, and RECA notes these terms are negotiable. You get a copy as soon as it is signed.

A listing agent represents the seller, and a buyer's agent represents you. When you buy with Chabi, our team is your agent and handles every conversation with the listing agent, including telling them we represent you, booking your showings, presenting your offer and negotiating on your behalf, so you never need to contact the listing agent yourself.

There is no fixed length, because the biggest variable is how long it takes to find the right home. Getting a mortgage pre-approval before you start shopping means you know your budget from the first showing, and once a seller accepts your offer, our team walks you through each remaining step to closing.