Buy With Chabi
Get up to 50% of the buyer-side commission back at closing
Works on any home in Alberta, whether it is an MLS listing, a new build, or a private sale.
Sign Your BRA →Cashback Calculator
The seller's brokerage sets this amount, and it differs from listing to listing. Your Chabi representative can confirm it on any property you are considering.
What determines your cashback
There is no single commission rate in Alberta. Every listing sets its own buyer-side commission, so the rebate is calculated from the commission actually paid on your deal rather than from a standard percentage.
- The buyer-side commission the seller's brokerage offers on the property you buy. This is set per listing and is confirmed before you write an offer.
- Whether a buyer's agent commission is being paid on the deal at all. On some private sales and new builds it is not, and there is nothing to rebate.
- The rebate disclosure in your signed Buyer Representation Agreement, which sets out the arrangement in writing before you make an offer.
How cashback works
- 1
Sign your BRA
Designate Chabi as your buyer's brokerage. It is the standard representation contract we sign before working together, and it sets out the rebate disclosure.
- 2
Find your home
Browse any MLS listing, new build, or private sale. We work with any property.
- 3
Tour homes with our team
Our team books your showings and handles every conversation with the listing agent, including presenting your offer.
- 4
Close the deal
At closing, your lawyer applies your rebate through the standard real estate trust process, the same legal mechanism used for any commission rebate in Alberta.
Frequently asked questions
Is this legal in Alberta?+
Yes. Commission rebates to buyers are permitted under RECA rules, provided the rebate is disclosed in writing and consented to in your signed Buyer Representation Agreement (BRA) before you write an offer. We provide this disclosure as part of signing your BRA.
How much cashback will I actually get?+
Up to 50% of the buyer-side commission that is actually paid on your purchase. That commission is set by the seller's brokerage and varies from listing to listing, so the exact amount is confirmed once you have a specific property and an accepted offer.
Does the cashback affect my mortgage approval?+
No. The cashback is applied after closing, separate from the purchase price and mortgage. It does not count toward your minimum down payment and does not affect mortgage approval.
Can I use this on any property, including new builds?+
Yes. Cashback applies whether you're buying a resale MLS listing, a private sale, or a new-construction home, as long as a buyer's agent commission is being paid on the deal.
What do I need to do to qualify?+
Sign a Buyer Representation Agreement (BRA) with Chabi before you write an offer, and confirm the rebate disclosure in that agreement. That is the requirement, and there is no minimum purchase price.
Cashback figures on this page are estimates only. The actual rebate is up to 50% of the commission actually paid by the seller's brokerage on your specific deal, and is subject to the signed Buyer Representation Agreement. The rebate does not affect your mortgage down payment or approval. This is not legal or tax advice, so consult a licensed professional for advice specific to your purchase.
Start earning cashback on your next home
Sign your BRA to get started. There is no minimum purchase price.